Finally, Trustworthy
Instant Finality!
Mathematically verified workflow infrastructure for banking settlements
The Problem & The Solution
See how RFX eliminates principal risk in multi-party settlements
Legacy Systems
2 payments settled, 1 failed = Liquidity stuck
RFX Atomic Settlement
All settle atomically ✓ = Zero principal risk
All fail atomically ✕ = No partial settlement
Hover panels for details • Auto-playing comparison
Banking-Grade Settlement Infrastructure
Real-time workflow animations demonstrating atomic settlement, multilateral netting, and delivery-vs-payment workflows.
Day 1 GTM
Central clearinghouse model. Banks send ISO 20022 messages to RFX, which orchestrates atomic settlement via TARGET2/SWIFT.
Zero Infrastructure
Banks keep existing TARGET2 accounts and core banking systems. No bank-side changes required.
Sub-Second
Settlement in under a second including DB persistence and network overhead. 3x-5x faster than traditional systems.
Atomic Settlement + Auto-Policy Enforcement
RFX treats compliance as a pre-execution gate, not post-settlement cleanup. GuardRails sit between workflow logic and settlement APIs, making violations structurally impossible.
RFX controls the execution gate, not just the settlement rail. GuardRails have veto power over every transaction. Combined with deterministic replay (Merkle audit logs), RFX provides EU AI Act Article 11 compliance with zero-violation guarantee.
| Mechanism | Legacy | RFX GuardRails | Improvement |
|---|---|---|---|
| Clearinghouse | Post-batch AML scan | Pre-execution check | Zero violations |
| Distributed | No regional control | Sovereign nodes + EU routing | GDPR native |
| RTGS | Manual monitoring | Hierarchical policy | Real-time enforcement |
| DvP | Siloed (cash≠bonds) | Cross-asset graph | Holistic view |
No other system (T2S, TARGET2, CHIPS, Ripple) provides pre-execution governance. RFX adds the missing compliance layer between workflow logic and infrastructure APIs.
Technical Foundation
Built for compliance, designed for performance
Formal Verification
9 TLA+ theorems, 100% mathematically proven for correctness.
Instant Settlement
Auto-policy guardrails prevent violations before execution.
Liquidity Efficiency
Free up 80-96% of locked capital through atomic netting.
EU-Sovereign
Zero US dependencies. GDPR-native, EU AI Act & DORA ready.
Industry Solutions
Purpose-built for regulated verticals
Banking
rfx.codes/banking
- Atomic cross-border settlements
- Real-time interbank netting
- SWIFT MT/MX alternative
Performance Benchmarks
Real numbers from production testing
Join the Waitlist
Be among the first to experience deterministic infrastructure for financial settlements. Early access launching Q2 2026.
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